Disengaged HR
We are hiring people with proven experience as mortgage advisor for our financial services client. If this sounds like you, hit the apply button.
Job Description
Extensive knowledge in the below fields is:
Central Bank regulations on Mortgage Provision in UAE – Residents/Non-Residents
Off Plan/Completed properties
Banks documentation to assess customer profile
Various Banks in UAE – Conventional/Islamic and their policies and procedures with detailed Documentation requirement to
Apply for a mortgage
Calculation of DBR – Debt Burden Ratio that determines how much a customer can get a mortgage
Understanding of customers Credit Report – scoring and how to improve if there are any issues like overexposed credit cards /personal loan etc.
Credit norms of banks – Property Details/status of completion
Understanding of Projects –
Location
Status of completion
Handover status
Current banks valuation for such properties
CRM Documentation to waive penalties/restructure payments
Training on Sales force –
To Register and raise a R for a customer
Follow up and track banks requirements
Upload and close file to other departments upon approval
Track status of DSR – Developer Self Registration – to close bank approval and collect our payment
Competencies, Education & Experience:
Audit, Financial Skills
Financial Software,
Customer Service
Confidentiality
Analyzing Information
Precision and reliability; ability to work autonomously
Good communication skill.
Any Graduation degree
Experience in Banks mortgage department / Real Estate.
3–5 years of progressively responsible professional experience
Salary: Highly competitive salary open to discussion